Three routes to the same outcome, document, data or an identity they already hold, chosen per case by one policy engine rather than fixed in advance.
Ask them for a document. Strongest evidence, highest friction. Right when the case warrants it.
Ask the data instead. No upload at all, where independent sources already know the answer.
Use an identity they already hold. A bank login or a government eID, where the verification has already happened and can be reused.
The policy engine picks per user and per market. A step up happens only when the first answer is ambiguous, driven by the case itself.
Every case that does not clear automatically becomes manual review, and manual review has a cost you can put a number on. See what yours is costing you.
Document reading and chip verification, more than 20,000 templates.
Identity confirmed from independent sources with nothing to upload.
Face matching and presentation attack detection at iBeta level 2.
Identity confirmed through a bank login. Shared with Risk Intelligence.
Identity and risk from the number itself. Shared with Risk Intelligence.